Bagong polisiya ukol sa loan penalties ng mga GSIS member

ni Fely Ng @Bulgarific | Feb. 7, 2025

Hello, Bulgarians! Maglulunsad ang Government Service Insurance System (GSIS) ng mas pinagaang na sistema sa pagtutuos ng penalties para sa mga hindi nabayarang loan ng mga miyembro.

Layunin ng bagong polisiya na tulungan ang mga miyembrong may unpaid loan na makabangon sa kanilang pagkakautang, habang hinihikayat din silang magbayad nang tama sa takdang oras.

Para mas madaling maintindihan ng mga miyembro ang kanilang babayaran, gagamitin ang simple interest sa pagkukuwenta ng penalties sa hindi nabayarang hulog ng loan. “Nauunawaan namin ang kalagayan ng aming mga miyembro, lalo na sa panahong mahirap ang gastusin,” pahayag ni GSIS President at General Manager Wick Veloso.

“Kaya naman gagawin naming mas simple ang pagtutuos ng penalties para malinaw sa kanila kung magkano ang dapat bayaran,” aniya.

Dahil dito, maibabalik sa magandang katayuan ang mga loan sa GSIS sa pamamagitan ng pagbabayad ng lahat ng hindi nabayarang hulog, kasama na ang penalties.

Para naman sa mga hindi kayang bayaran ang kabuuang halaga nang agaran, tatanggap ang GSIS ng partial payments para sa mga loan na hindi nabayaran nang hanggang anim na buwan.

Ang bagong sistemang ito ay magbibigay-daan sa mga borrower na mapabuti ang kanilang credit standing at magkaroon ng pagkakataong muling makapag-apply ng GSIS loans.

Sakop ng ilulunsad na patakaran ang lahat ng natitirang balanse ng mga aktibo at hindi aktibong miyembro, maliban sa service loans na nabayaran na.

Kasalukuyang inihahanda ng GSIS ang mga alituntunin para sa bagong polisiyang ito at iaanunsyo ang mga detalye sa lalong madaling panahon.

“Ang pagbabagong ito ay patunay sa pangako ng GSIS na bigyang ginhawa ang aming mga miyembro. Tinitiyak naming patuloy ang ‘Ginhawa for All’ sa lahat ng aming serbisyo,” dagdag ni Veloso.

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GSIS sets aside P8.6 B emergency loan for 364K members, pensioners in Luzon

by Info @Brand Zone | Jan. 3, 2025

The Government Service Insurance System (GSIS) has set aside nearly P8.6 billion in emergency loans for 363,547 active members and old-age and disability pensioners affected by various typhoons.

In the province of Isabela, the deadline for application is on 4 January.

Deadline for application in the provinces of Ifugao and Nueva Vizcaya, and the towns of Burgos and Bautista in Pangasinan province is on 5 January.

The emergency loan window is also open in the provinces of Cagayan until 16 January; Albay on 23 January; Batangas, Camarines Norte, and Catanduanes, until 28 January.

Qualified borrowers in the provinces of Quezon (excluding Lucena City), Camarines Sur, and Laguna; city of Naga; municipalities of Juban, Bulan, Irosin, Barcelona, Donsol, Matnog, and Castilla in Sorsogon; and municipality of San Fernando in Masbate have until 30 January.

Application for the following areas in Sorsogon has been extended until 5 February: Sorsogon City, Bacon, Casiguran, Bulusan, Magallanes, Santa Magdalena, Gubat, Prieto Diaz, and Pilar.

In the municipalities of Pio V. Corpuz and Uson in Masbate province, deadline for application are on 12 and 21 February, respectively.

Eligible to apply are active members who are working or residing in the calamity declared areas, have no due and demandable loan, not on unpaid leave, have paid premiums in the last six months prior to application, have no pending administrative or criminal case, and with a net monthly take-home pay of at least P5,000 after deductions.

Under the emergency loan facility, qualified members who have existing emergency loan may borrow up to P40,000 to pay off their previous emergency loan balance and enable them to receive a maximum net amount of P20,000. Those without existing emergency loan may apply for P20,000.

Old-age and disability pensioners may also apply for a P20,000 emergency loan, provided they are residing in the calamity areas and their net basic monthly pension is at least 25% after loan deductions.

Members and pensioners may apply for the loan through the GSIS Touch mobile application, which may be downloaded from the Google Play and Apple App stores.

The loan proceeds are electronically credited to the borrowers’ eCard or UMID card.

The loan comes with a 6% interest rate, no service fee, and payment period of three years. It includes a redemption insurance, which ensures that the balance will be deemed fully paid in the event of the borrower’s death, as long as payments are up-to-date.

GSIS Hosts Project HUB yearend meet

by Info @Brand Zone | Dec. 27, 2024

Leaders unite for Project Hub: GSIS President and General Manager Wick Veloso (second from left), MMDA Chairman Romando Artes (leftmost), DOTR ASEC Leonel Cray De Velez (third from left), and Quezon City Assistant City Administrator Alberto Kimpo (rightmost) convened for a quadripartite meeting on December 18 to discuss milestones and next steps for the intermodal transport facility set to rise on GSIS property in Quezon City by 2026. Also  present were PMS Director Joanna Micah Eufemio and QC local government Planning Head Dr. Jose Edgardo Gomez Jr.

The Government Service Insurance System (GSIS) hosted a quadripartite meeting on December 18, bringing together officials from the Department of Transportation (DOTr), Metropolitan Manila Development Authority (MMDA), and the Quezon City Local Government Unit (LGU) to discuss milestones reached towards the realization of the Project HUB proposal, including the next steps for the coming year 2025.  Representatives from the Presidential Management Staff (PMS) were also in attendance to oversee the President’s instruction.

Project HUB is the proposed intermodal transport facility expected to rise on a 3-hectare GSIS property in Quezon City by 2026. It is a directive from President Ferdinand Marcos Jr., who has prioritized innovative infrastructure solutions to address Metro Manila’s worsening traffic condition and improve connectivity.

Presided over by GSIS President and General Manager Wick Veloso, the meeting highlighted the collaborative efforts of four government entities to ease traffic concerns, enhance mobility, and support economic development in Quezon City and nearby areas. Aside from Veloso, MMDA Chairman Romando Artes, DOTR ASEC Leonel Cray De Velez, Presidential Management Staff Director Joanna Micah Eufemio, and representatives from the Quezon City local government unit, including Assistant City Administrator Alberto Kimpo and City Planning Head Dr. Jose Edgardo Gomez Jr. joined the year-ender.

“Guided by President Marcos’ directive, we have a unique opportunity to transform the GSIS Quezon City property into a strategic transportation hub that will improve daily commutes, addressing mobility issues with innovative, inclusive and sustainable solutions,” Veloso said.

The agenda included updates on the Project HUB’s Terms of Reference from the DOTr and exchanges among stakeholders to refine the project’s details to include the immediate operation of a temporary transport facility by next year while the more detailed study and plan for the permanent transportation hub is being done.

“Collaboration is the foundation for this very important project. Together, we are not just building a transport hub --- we are laying the groundwork for progress and drive our nation forward,” Veloso added.

The meeting concluded with all parties reaffirming their commitment to advancing the project as it aligns with the administration’s vision of sustainable and innovative infrastructure solutions sooner rather than later.